Eye Exam Cost and Eye Exam Financing Options - CareCredit (2024)

FAQs

Can CareCredit be used for vision? ›

Yes. If approved, you can use your CareCredit credit card at locations within the CareCredit network to finance exams, prescription eyeglasses, sunglasses or contacts lenses and other vision care products. The benefit of using a CareCredit credit card is the opportunity to use promotional financing.

You can use your CareCredit credit card at large retailers including America's Best®, Visionworks®, Eyeglass World®, MyEyeDr and LensCrafters®.

Key takeaways: Health savings accounts (HSAs) and flexible spending accounts (FSAs) provide tax advantages that can help you pay for common vision and eye care costs your insurance may not cover. Eligible vision expenses include eye exams, prescription glasses, and contact lenses.

Walmart Vision Centers are now accepting Care Credit! Been putting off new glasses or contacts? We can now accept your care credit for glasses, contacts and many accessories like contact lens solution!

A CareCredit card has a maximum credit limit of $25,000. For charges of $200 or more, CareCredit offers "no-interest" promotional periods of six, 12, 18 and 24 months, depending on the provider. If you pay off your purchase within your promotional period, no interest will be charged.

What can you use CareCredit credit card for? Your CareCredit credit card can be used at over 260,000 locations nationwide for a variety of health and wellness services including dentistry, veterinary, cosmetic treatments, skin care, chiropractic care, hearing care and more.

You can get a CareCredit Mastercard cash advance at any ATM or with the convenience checks they send you. In addition, they will treat any purchase of certain cash like items as cash advances.

If approved for the CareCredit Rewards Mastercard, you can use your card everywhere Mastercard is accepted and earn points on purchases. Purchases made at any CareCredit network location, at pet stores, grocery stores and on health and wellness purchases earn 2x points.

How many pairs of glasses can I buy with my FSA? As long as you have enough money in your FSA to purchase a pair of glasses, you can buy as many pairs as you want!

Can I use my HSA for an eye exam? ›

Can I Use an HSA or FSA to Pay for an Eye Exam? Yes! If any part of your eye exam isn't covered by your VSP insurance, the out-of-pocket expense is considered an eligible expense.

Are there FSA or HSA purchase limits? No. If you have funds, you can buy as many pairs of prescription glasses, sunglasses, or contact lenses as you like. If you have money saved at the end of the year, make sure you use your FSA for your next glasses or contacts purchase so your money doesn't go to waste.

Target and Walmart: If you'd rather not get a membership to Costco or Sam's Club, you can still get cheap eye exams while you shop at Target or Walmart. Eye exams at these major retailers also fall in the $50 to $100 range.

How it works: the NHS works with high street opticians (Boots, Vision Express and Specsavers), as well as supermarkets (such as Tesco) to make free eye tests available for students. Those under 16 also get free NHS eye tests, whether they're studying or not.

Some clubs may also provide eyeglasses. New Eyes provides prescription eyeglasses to children and adults who can't afford them. A social worker or someone at a community health center may be able help you apply. Mission Cataract USA offers free cataract surgery to people of all ages who can't afford it.

If approved for the CareCredit Rewards Mastercard, you can use your card everywhere Mastercard is accepted and earn points on purchases. Purchases made at any CareCredit network location, at pet stores, grocery stores and on health and wellness purchases earn 2x points.

Primary & Urgent Care including Family Practice, General Practitioner, OB/GYN, Pediatrics, Urgent Care and Virtual Doctor Visits.

CareCredit helps you pay for out-of-pocket healthcare expenses for you, your family, and even your pets! Once you are approved, you can use it again and again* to help manage health, wellness and beauty costs not covered by insurance.